Smart Tracking
Clear Insights
Better Decisions

AI That Helps You Spend Better Every Day

MateFi will change the way you organize your financial life. Understand your spending, set goals, and make better decisions automatically.

Join + 5,000 others on the waitlist

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Available on App store, & Google play

Quality data to power your pipeline

0 M+

Transactions Analyzed

0 M+

AI Decisions Processed

0 K+

Active Customers

0 M+

Financial Insights Delivered

Smart Financial Goals That Grow With You

MateFi will change the way you organize your financial life. Track, budget, plan, and do more with your money – together.

Goal Tracking Made Effortless

Stay in control of your financial journey with real-time goal progress.

Create Unlimited Goals

Whether it’s a vacation, education fund, or emergency savings set it once.

🏖 Vacation / Travel

💰 Emergency Fund

💼 Business Investment

AI step by step guide to manage finance

Whether it’s a vacation, education fund, or emergency savings set it once and let Metafi guide your progress.

You saved 12% more this month compared to last month

View full report

Insights & Analytics

Simple visuals make it easy to understand where your money goes.

Smart Transaction Tracking

MateFi automatically categorizes your spending, highlights unusual activity, and helps you understand exactly where your money goes without any manual work.

Transport
Dining
Groceries
Bills
Entertainment
Other
Transport
Dining
Groceries
Bills
Entertainment
Other

Connect Safely with Plaid

Link your bank with encrypted, reliable technology no manual tracking needed.

Your data stays yours. Always.

MateFi is built with privacy-first principles, so you stay in control at every step.

MateFi is built with privacy-first principles, so you stay in control at every step.

MateFi analyzes your finances to give insights but never moves or touches your money.

Your accounts connect through trusted providers using secure, bank-level encryption.

You can unlink accounts or remove your data whenever you choose.

Track expenses, set goals, and stay organized

Let MateFi's AI guide you toward better financial habits, step by step

MateFi analyzes your finances to give insights but never moves or touches your money.

Our success stories

Real stories from people building better money habits with MateFi.

Why MateFi

Most finance apps show charts. MateFi helps you change what happens next.

Clarity in minutes

MateFi automatically organizes your transactions into clean, understandable categories .

Everything in one clear view.

MateFi brings your financial picture together so you don’t have to jump between apps.

An AI coach that adapts

Get personalized suggestions based on your habits not generic advice.

Goals that actually stick

Turn big goals into small weekly steps, with progress you can feel.

Frequently Asked Questions

Everything you need to know about creating on MateFi. Simple answers, no confusing jargon.

Can MateFi tell me if I can afford something right now?

Yes. MateFi gives you a safe-to-spend number for today, this week, and this month, calculated after rent, bills, subscriptions, and the money you have set aside for goals. So instead of guessing from your bank balance, you get a real number you can spend against.

Yes. The safe-to-spend number is only honest if MateFi can see what has already left your account and what is still due. The connection runs through Plaid, the same service behind many major banking apps, so MateFi never sees or stores your bank login.

Your bank login never touches MateFi, because Plaid handles the connection. Your data is encrypted in transit and at rest under a formal security policy. MateFi is a paid app, so you are the customer, not the product. Your data is never sold and never used for advertising.

It helps you catch it early. When your actual spending runs 15% over budget in a category for two cycles in a row, MateFi flags it and shows the math behind a suggested fix. Nothing moves until you approve it. You still decide, you just stop deciding blind.

MateFi works in US dollars (USD) and Canadian dollars (CAD). The app launches on iOS and Android in the United States and Canada, tentatively September 2026. More currencies and countries come after that, so it is worth checking back if you are outside North America.